Comments on: What credit score do you need to qualify for the best cards from each bank? https://millionmilesecrets.com/guides/what-credit-score-do-you-need-to-qualify-for-the-best-credit-cards/ Mon, 17 Oct 2022 19:38:13 +0000 hourly 1 https://wordpress.org/?v=6.1.4 By: Eve https://millionmilesecrets.com/guides/what-credit-score-do-you-need-to-qualify-for-the-best-credit-cards/#comment-5781287 Sat, 09 Mar 2019 20:52:39 +0000 https://rvprmmsprd.wpengine.com/?p=542999#comment-5781287 I found Capital One really tricky. I have an excellent score around 800 and my utilization ratio is really low and I’ve had an S Corp for 8 years. They even denied me for a business credit card saying that I had too many recently opened accountS. I know their business cc applications count for hard inquiries on one’s credit reports too. I am staying away from Capital One for the moment. Chase and Amex have so many more appealing cards. With Citi, they always consider your spending history when you try to ask for retention offers after the initial year and it is very hard to get any good retention offer on their AAdvantage cards, personal or business. At least that is my experience with them. I guess Citi and I are grown apart gradually too, lol.

]]> By: John https://millionmilesecrets.com/guides/what-credit-score-do-you-need-to-qualify-for-the-best-credit-cards/#comment-5781285 Sat, 09 Mar 2019 19:55:04 +0000 https://rvprmmsprd.wpengine.com/?p=542999#comment-5781285 I was approved for the Chase Sapphire Preferred with a 652. However, I have had my car loan with them for 2 years and the freedom for a year and a half.

]]> By: Stephen https://millionmilesecrets.com/guides/what-credit-score-do-you-need-to-qualify-for-the-best-credit-cards/#comment-5781275 Sat, 09 Mar 2019 17:01:52 +0000 https://rvprmmsprd.wpengine.com/?p=542999#comment-5781275 “too many recently opened accounts”

I’m sure it depends but is there a consensus in MMS land of what recent is?

]]> By: John cushma https://millionmilesecrets.com/guides/what-credit-score-do-you-need-to-qualify-for-the-best-credit-cards/#comment-5781263 Sat, 09 Mar 2019 13:15:19 +0000 https://rvprmmsprd.wpengine.com/?p=542999#comment-5781263 There are numerous versions of credit scores that each of the three credit bureaus provide companies that use them to determine who they would approve. What credit score are you using to base your analysis on?

]]> By: Patricia Work https://millionmilesecrets.com/guides/what-credit-score-do-you-need-to-qualify-for-the-best-credit-cards/#comment-5781257 Sat, 09 Mar 2019 06:15:34 +0000 https://rvprmmsprd.wpengine.com/?p=542999#comment-5781257 I have a capital one credit card with no annual fee. When they approved me my score was just under 600. Granted it was only for $300 to start, but once you prove you are reliable by paying on time they increase your limits.

I do believe the only reason they approved me was I had worked at the same job for quite a long time and that everything I owed was medical bills.

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